Welcome to Grahaan Capital: Your Trusted Loan Provider in Haldia, Medinipur, West Bengal
Welcome to Grahaan Capital: Your Trusted Loan Provider in Haldia, Medinipur, West Bengal
Blog Article
Welcome to the world of Grahaan Capital – where your financial aspirations meet personalized and reliable solutions. As an authorized Direct Selling Agent (DSA) of leading Banks and NBFCs, we are dedicated to providing tailored loan services to individuals and businesses in Haldia, Medinipur, West Bengal, and beyond. Whether you need funds for personal reasons, business expansion, or securing a home, Grahaan Capital offers competitive interest rates, quick approvals, and transparent services that cater to all your financial needs.
Our Loan Products
At Grahaan Capita l, we provide a wide range of loan options that are designed to meet your specific requirements. Our offerings include both personal loans and business loans, ensuring that whatever your financial situation, we have the right solution for you.
Personal Loan Categories
We provide personal loans for a variety of needs, offering flexible terms and easy repayment options to ensure you have the financial support you need, when you need it.
Personal Loan for Salaried Individuals: Designed for salaried professionals, this loan helps you meet your financial needs, from unexpected expenses to planned purchases, with simple eligibility criteria and manageable EMIs.
Personal Loan for Wedding: Planning your dream wedding? This loan provides the funds to cover all wedding-related expenses, from venue bookings to honeymoon trips, ensuring a stress-free celebration.
Personal Loan for Higher Education: Ensure a smooth educational journey with a loan that covers tuition fees, study materials, and living expenses for students pursuing higher education.
Personal Loan for Self-Employed: Tailored for self-employed individuals, this loan helps manage personal expenses, business expansion, or unexpected financial challenges.
Personal Loan for Travel: Fund your dream vacation or international trip with a personal loan for travel, offering you the freedom to explore new destinations without financial worries.
Personal Loan for Debt Consolidation: Simplify your finances by consolidating multiple loans or credit card debts into one manageable loan with lower monthly payments.
Personal Loan for Women: Specifically designed for women, this loan supports personal goals, entrepreneurial ventures, or emergencies with favorable rates and flexible repayment terms.
Personal Loan for Professionals: Ideal for doctors, engineers, and other professionals, this loan offers quick funds to manage both personal and professional expenses.
Personal Loan for Doctors: Tailored for medical practitioners, this loan provides financial support for expanding a clinic, purchasing equipment, or addressing personal financial needs.
Personal Loan for Medical Emergency: During medical emergencies, immediate access to funds can make all the difference. This loan provides the financial backing you need to cover medical bills, treatments, and medications.
Interest Rate: 10.50%* p.a. onwards
Tenure: 12 – 84 months
Business Loan Options
At Grahaan Capital, we recognize the need for capital in growing a business. Our business loan options are designed for entrepreneurs and professionals who are looking to expand their operations, purchase equipment, or manage working capital. We offer both secured and unsecured loans to help you achieve your business goals.
Secured Business Loans
Home Loan: Secure your dream home with competitive interest rates and extended repayment periods, making homeownership easier and more affordable.
Loan Against Property (LAP): Leverage the value of your property to secure funds for personal or business needs with flexible repayment terms and attractive interest rates.
Loan Against Securities (LAS): Get liquidity by pledging your securities like shares or bonds without having to sell them, offering quick access to funds at favorable interest rates.
Lease Rental Discounting (LRD): Use your rental income as collateral to avail loans for business expansion or property investments, ensuring a long-term financial solution.
Gold Loan (GL): Unlock the value of your gold with a gold loan, offering quick and easy access to funds at competitive interest rates to meet personal or business needs.
Two-Wheeler Loan (TWL): Purchase your dream two-wheeler with affordable loan options and flexible repayment plans, making it easy to buy your new ride.
Commercial Vehicle Loan (CVL): Buy commercial vehicles with a loan that supports your business needs, offering competitive rates and repayment terms based on your profile.
Cash Credit/Overdraft (CC/OD): Manage working capital with a cash credit or overdraft facility, giving you access to funds when you need them to keep your business running smoothly.
Machinery Loan: Invest in new machinery or upgrade your equipment with a machinery loan, designed to support your business expansion and operational efficiency.
Unsecured Business Loans
For businesses without collateral, we offer unsecured business loans to support growth and development.
Business Loan for Startups: Kickstart your entrepreneurial journey with a business loan designed to support new ventures and innovative startups.
Business Loan for Doctors: Tailored for healthcare professionals, this loan provides financial assistance to expand clinics, buy medical equipment, or manage operational costs.
Working Capital Loan: Ensure smooth business operations with a working capital loan, offering the liquidity needed to cover day-to-day expenses and maintain business continuity.
Business Loan for Shops: Perfect for shop owners, this loan provides the funds needed to stock inventory, renovate, or expand operations.
Business Loan for Chartered Accountants: Tailored for CAs, this loan helps finance the expansion of practice, purchase of equipment, or operational needs.
SME/MSME Loan: Support small and medium enterprises with loans that cater to the unique challenges faced by growing businesses.
Business Loan for Women Entrepreneurs: Empower women in business with loans that offer flexible terms and affordable rates to help them achieve their entrepreneurial dreams.
Business Loan for Manufacturers: Designed for manufacturers, this loan helps finance production costs, raw materials, and machinery purchases.
Business Loan for Professionals: For architects, engineers, and consultants, this loan provides the funds needed to grow and manage their professional businesses.
Pre-Approved Business Loan: Get access to pre-approved loans based on your creditworthiness and business profile, ensuring quick disbursal and hassle-free processing.
Small Business Loan: For small business owners, this loan provides the financial support needed to expand operations, buy inventory, or manage cash flow.
Interest Rate: 9.75% p.a. onwards
Tenure: 12 – 60 months
CIBIL Score Requirements
Your CIBIL score plays a key role in determining loan eligibility:
750 or above: Excellent score, easily qualifies for loans at favorable rates.
550-750: Fair score, may qualify but with slightly higher interest rates.
300-550: Low score, may not get approved for credit.
0 or -1: No credit history, but could still qualify for specific loans.
Fees and Charges
All fees and charges are subject to the policies of the respective Bank/NBFC. We ensure complete transparency in all transactions, so there are no hidden costs or unexpected fees.
Additional Financial Services
At Grahaan Capital , we offer more than just loans. We also provide comprehensive financial services to help you protect and grow your wealth.
Mutual Funds
Invest in a diversified portfolio of stocks, bonds, and securities through mutual funds. Whether you are looking for short-term growth or long-term investments, our expert advisors help you choose the best funds to meet your financial goals.
Insurance Services
General Insurance (GI): Protect your assets, property, and vehicles with comprehensive general insurance, ensuring financial security in case of damage or loss.
Life Insurance (LI): Secure your family’s future with life insurance that provides financial support in case of unforeseen events, offering peace of mind.
Health Insurance (HI): Cover medical expenses, hospital bills, and treatments with health insurance that ensures you receive quality healthcare without the burden of high costs.
Direct Selling Agent (DSA) Franchise Program
Ready to take control of your financial future? Grahaan Capital offers an exciting opportunity to join our Direct Selling Agent (DSA) franchise program. Here’s why you should get started:
1. Comprehensive Training & 24x7 Guidance
We equip our DSAs with the knowledge and tools they need to succeed. Our comprehensive training and round-the-clock guidance ensure you have the support you need, whether you’re new to the industry or an experienced professional.
2. Instant Payments
At Grahaan Capital, we value your time and efforts. That’s why we provide instant payments for every successful deal, allowing you to enjoy quick compensation.
3. Build Your Team, Build Your Network
As a Grahaan Capital DSA, you have the opportunity to build your own team, expand your client base, and grow your business while benefiting from our wide network and support.
4. Wide Range of Products
With a diverse portfolio of loan products, including personal, business, home, and gold loans, you’ll be able to offer tailored financial solutions to meet your clients’ needs, making it easier to close deals.
5. Zero Risk, Zero Investment
Start your business without any upfront investment or risk. At Grahaan Capital, we provide you with all the tools you need to succeed—without requiring any initial investment.
Conclusion
At Grahaan Capital Loan Agency, we’re dedicated to helping you achieve your financial goals, whether it’s through our wide range of personal and business loans or our DSA franchise program. Located in Haldia, West Bengal, we work with trusted banks and NBFCs to bring you the best loan products available.
Ready to take the next step? Contact Grahaan Capital Loan Agency today and let us be your partner in success!
Phone: +91 8035714535
Location: Haldia, West Bengal